Good info...

Understanding The Hidden Costs Of Investing

by Phil Villarreal

Investing newbies may be shocked by the amount of unexpected fees that siphon away their funds. When you're searching for a brokerage, it's wise to investigate hidden costs involved.
MoneySmartLife provides a glossary of several clever ways in which money managers skim a little off the top of your investment. Some examples include:
*Brokerage transaction fees. You pay these on every trade. Some brokers charge flat fees, while others base it on a percentage of the transaction.
Operating expenses. These tend to be higher in actively managed funds, and include distribution fees, which go toward marketing and other costs. Look for the total amount of fees in an expense ratio that explains how much you'll be paying to invest.
If you invest money, which fees caught you off guard?
6 Investment Costs You Pay to Play [MoneySmartLife]

Love me for me.... I like it :)

There’s Someone For Everyone

by thenoteboook

Although we forget, it’s proven true
No matter your situation, there’s someone for you
Don’t just settle, not just anyone will do
The solution is finding, the one who loves you for you.

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This song is the epitome of me right now!!!!

Jill Scott - Shame Feat. Eve

I’m the one you really want,
But you just can’t see it!
I tried and tried to make you understand, you don’t believe it,

Chorus:
It’s a shame! (Shame)
You’re missing all the good things, yeah!
And it’s a shame (shame)
You can’t see a damn thing! Aha!

That you’re so scared of me, it hurts,
I’m just a woman!
Maybe I got it all together, that you think,
Maybe I do! (Do)
Cause oh, I’m fresh and cold (so cold)
I can find on my own, I’m magnificent!
I’m a queen on a throne, I’m magnificent!
I’m the magnificent (say what, say what)!
I’m the magnificent (say what, say what)!
You’re standing against the wall,
Uhuu, baby why are you frightened?
When you can take my hand and we can in to something!

Chorus:
It’s a shame (shame, shame, shame)!
You’re missing all the good things, yeah!
And it’s a shame (shame)
You don’t even know my name!

I can fend on my own a magnificent!
I’m a queen on a throne, I’m magnificent!
I’m the magnificent (say what, say what)!
Find More lyrics at www.sweetslyrics.com 
I’m the magnificent (say what, say what)!
I’m your sunshine,
And you’re ... my heart it doesn’t shine,
My love will… why you can see it?
Why you… I’m just saying!
I’m just saying!

Hey yo, I’m the magnificent with the sensational style, yes!
Check from head to toe, don’t forget to smile …!
If you are small, you can try to snatch it up,
Moving like a snail when you gonna catch it up!
…just because you’re a clown, now!
..you’re the queen, probably…
Really.. how is that sound?
Had a chance in the past for a back down!
I mean, way back,
The light disappeared,
I see through all of you when is so clear!
And I’m so good, how you’re so whack,
How you let this go away, you gonna regret that!
Shwaty is so… from the …

Chorus:
It’s a shame (shame, shame, shame)!
You’re missing all the good things, yeah!
And it’s a shame (shame)
You don’t even know my name!

This is how I roll.....

Love is Beautiful....

The marriage of my cousin Chris to my new beautiful cousin Ginelle... Couldn't be happier for them... despite how some may feel about their love.. it is one of the strongest and biggest connections I have seen between two people.. I hope to have that one day as well!

Amen brother!!!! Stop the bit----c----h---ing!

Stop Complaining. Start Living.

by Kute Blackson

3 people liked this

If you never complain or have never complained, then you need not read any further.
Complaining kills. It robs you of the vital energy and life force necessary to fulfill your dreams and live to your highest potential.
I rank it up there with sodas, cigarettes, and parasites!
What do you find yourself complaining about? The weather, the city you live in, your job, your spouse, the opposite sex, life, your weight, people, the economy, your finances. The list is endless. Yet, the more you stay stuck in complaining, the more you drain your life force to make a positive change.
In the moment of complaining, your attention is focused on what is wrong. When we complain we aren’t actually doing anything about our situation, thus the situation remains the same. We are wasting time.
It is important to acknowledge what isn’t working in life or the dissatisfaction you might feel in a particular area, but to stay stuck in complaining doesn’t change your current reality. It just simply keeps you stuck, and depletes your energy even more. And before you know it, your energy will spiral into a sea of negativity. Even though your current reality may not be your ideal, focus on what is great about it, whilst positively working to create a new reality. Otherwise you are depleting yourself of the energy necessary to make a shift. It is like trying to drive a Ferrari – with a big hole in the gas tank.
Why do we complain?
1- It can be a way to avoid putting ourselves out there, taking a risk, making a decision and going for our dreams. When we complain, we aren’t DOING something about the situation. It can be “easier” to just complain.
2- It can be a way for us to bond in misery with our friends, gaining a sort of pseudo love, and keep ourselves stuck in mediocrity. This way we never let ourselves be too magnificent, and grow, but instead simply “fit in”.
3- It can be a way for us to get attention. If we complain, perhaps people will sympathize for us and pay us attention. So we “get” something from our complaining, a payoff.
4- It can be a way for us to appear intelligent. If we complain, then we must “know” what is right. It can be the ego’s way of tricking itself to feel smart and we get to be “right”.
5- It can be a way to not allow ourselves to be too happy. It becomes a self-protection. This way if things go wrong or don’t work out, then we won’t be too disappointed. We resist opening to the bliss that is available now.
Acknowledge the complaint, and rather than indulge it; use all that energy as an impulse for change. The more you complain about where you are AT, the more you disempower yourself from moving to where you ultimately want to be.
So for the next 7 days, when you catch yourself complaining:
1- Stop. Breathe.
2- Bring compassion. Thank the part of you that does complain, because it has a positive intention.
3-Focus on what you are grateful for in your current reality.
4- Evaluate. Decide what actions you are going to take to change your reality.
5- Act. Decide. Speak up. Make a request. Commit. Leave. Let it go. Do.
When you give up complaining, there is a space that opens up in your consciousness and you become available to the gifts of the Universe. All the energy that was wasted is now released and available to you for action. Then, you harness your power and tap into your full potential. You open to your greatness and you become available to Life fulfilling itself through you.
Stop complaining. Start Living. Now.
Love,
Kute
Check out more of my work at: http://www.kuteblackson.com/

Can you say... yummy!!!! :)